Transaction Requirements
Last updated: February 2, 2026
Here are the transaction requirements in HIFI:
Transaction TypeRequirements | |
Transfers | User must have a wallet with sufficient balance. No KYC required. |
Onramps | User must complete KYC verification for the relevant rail (e.g., USD). Requires a virtual account or one-time account. |
Offramps | User must complete KYC verification AND have a linked offramp (bank) account. |
Bridging | User must have wallet balance on the source chain. No KYC required. |
Swaps | User must have wallet balance. No KYC required. |
Key points:
On-chain transactions (transfers, bridging, swaps) only require a funded wallet
Fiat transactions (onramps/offramps) require KYC + linked accounts
Transaction Limits
Transaction TypeLimit | |
Batch Transfers | Max 50 recipients per batch |
Batch Transfers | Min 0.000001 USDC per recipient |
Approval Expiration (on-chain) | Wallet transfers, batch transfers, bridging expire after 1 week if not approved |
Approval Expiration (offramps) | Offramps expire after 1 day if not approved |
Batch transfer constraints:
Currently only POLYGON chain supported
Currently only USDC supported
If you need to send to more than 50 recipients, split into multiple batches.
For specific transaction limits related to your account (e.g., daily/monthly limits), contact HIFI support as these may vary by configuration.
Dashboard Approvals
Dashboard: Member-initiated transfers always require Admin approval; Admin-initiated transfers execute immediately