What is HIFI?

Last updated: February 2, 2026

HIFI is a developer platform for programmable money. It provides APIs to build payment products that move value between fiat currencies and stablecoins.

Core capabilities:

  • Send & receive payments – Move money between fiat and stablecoins across borders

  • Virtual accounts – Issue deposit accounts for users in supported currencies

  • Custodial wallets – Generate wallets for users on multiple blockchains (Polygon, Ethereum, Solana, Base, etc.)

  • On-chain operations – Transfer, bridge, or swap digital assets between chains

  • Automated fund flows – Manage settlements and liquidity via API