What are stablecoins?
Last updated: February 2, 2026
Stablecoins are digital currencies designed to maintain a stable value, usually equal to 1 U.S. dollar. Unlike traditional cryptocurrencies that fluctuate in price, stablecoins are built to be predictable and reliable, making them practical for everyday payments and transfers.
Think of a stablecoin as a “digital dollar” that can move instantly over the internet.
Why HIFI Uses Stablecoins
HIFI uses stablecoins because they combine the trust of traditional money with the speed of modern payment rails.
Stablecoins Supported by HIFI
HIFI supports four trusted, widely adopted U.S. dollar stablecoins:
USDC – Available on Ethereum, Polygon, Solana, Base, Arbitrum, Canton
USDT – Available on Ethereum, Polygon, Solana
PYUSD – Available on Ethereum, Solana, Arbitrum
USDG – Available on Ethereum